208 SBA loans worth $169.8M went to businesses in San Bernardino, CA between October 2021 and June 2026, from 54 lenders. U.S. Bank made the most, 22 loans. The median loan was $466,500, compared with $300,000 across California, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 22 | $6.3M | $39,000 | 23% |
| 2 | Business Finance Capital Certified development company · Los Angeles, CA | 12 | $12.0M | $664,000 | 0% |
| 3 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 11 | $17.0M | $1,020,000 | 9% |
| 4 | Commonwealth Business Bank Bank · Los Angeles, CA | 10 | $9.2M | $701,000 | 30% |
| 5 | VelocitySBA Non-bank lender · Irving, TX | 8 | $13.0M | $560,500 | 0% |
| 6 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 8 | $2.7M | $150,000 | 0% |
| 7 | Northeast Bank Bank · Portland, ME | 8 | $1.1M | $100,000 | 25% |
| 8 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 7 | $5.4M | $50,000 | 14% |
| 9 | Bank of Hope Bank · Los Angeles, CA | 7 | $1.9M | $237,500 | 0% |
| 10 | Celtic Bank Bank · Salt Lake City, UT | 6 | $7.4M | $833,000 | 17% |
| 11 | CDC Small Business Finance Certified development company · San Diego, CA | 6 | $7.2M | $1,057,500 | 0% |
| 12 | JPMorgan Chase Bank Bank · Columbus, OH | 6 | $2.0M | $370,000 | 33% |
| 13 | Mortgage Capital Development Certified development company · Oakland, CA | 5 | $10.2M | $1,879,000 | 40% |
| 14 | California Statewide Certified Development Certified development company · Davis, CA | 5 | $6.9M | $961,000 | 0% |
| 15 | Newtek Bank Bank · Miami, FL | 5 | $3.6M | $100,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 41 | $500,000 | Commonwealth Business Bank | |
| Transportation and warehousing | 29 | $1,058,000 | Harvest Small Business Finance | |
| Construction | 28 | $303,800 | U.S. Bank | |
| Restaurants and hotels | 22 | $421,000 | Hanmi Bank | |
| Other services (repair, personal care) | 17 | $488,000 | Harvest Small Business Finance | |
| Manufacturing | 15 | $600,000 | Harvest Small Business Finance | |
| Administrative and support services | 14 | $272,500 | JPMorgan Chase Bank | |
| Health care and social assistance | 11 | $360,000 | Pinnacle Bank |