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SBA lenders in Grass Valley, CA

SBA 7(a) and 504 loans to businesses in Grass Valley (Nevada County), October 2021 to June 30, 2026 · Updated October 15, 2026
51
SBA loans approved
$34.7M
Total approved
$281,000
Median loan
25
Lenders active
20%
To startups

51 SBA loans worth $34.7M went to businesses in Grass Valley, CA between October 2021 and June 2026, from 25 lenders. Mortgage Capital Development made the most, 5 loans. The median loan was $281,000, compared with $300,000 across California, and manufacturing was the most financed industry.

Most active SBA lenders in Grass Valley

#LenderLoansApprovedMedian loanTo startups
1Mortgage Capital Development
Certified development company · Oakland, CA
5$8.4M$1,138,0000%
2U.S. Bank
Bank · Cincinnati, OH
4$2.7M$75,00025%
3US Metro Bank
Bank · Garden Grove, CA
3$5.7M$1,720,00067%
4Plumas Bank
Bank · Quincy, CA
3$1.3M$397,0000%
5Banner Bank
Bank · Walla Walla, WA
3$628K$168,00033%
6JPMorgan Chase Bank
Bank · Columbus, OH
3$617K$200,0000%
7First U.S. Community CU
Credit union · Sacramento, CA
3$579K$198,0000%
8BayFirst National Bank
Bank · St. Petersburg, FL
3$531K$51,0000%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$422K$50,0000%
10Greater Sacramento Certified Development
Certified development company · North Highlands, CA
2$4.2M$2,104,00050%
11Enterprise Bank & Trust
Bank · Clayton, MO
2$1.4M$722,45050%
12Five Star Bank
Bank · Roseville, CA
2$1.1M$548,50050%
13Northeast Bank
Bank · Portland, ME
2$270K$135,00050%
14Live Oak Banking
Bank · Wilmington, NC
2$100K$50,000100%
15Commonwealth Business Bank
Bank · Los Angeles, CA
1$3.0M$3,038,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Grass Valley. For 504 loans the lender shown is the certified development company.

What gets financed in Grass Valley

IndustryLoansShareMedian loanMost active lender
Manufacturing9
18%
$639,000Mortgage Capital Development
Retail8
16%
$377,250US Metro Bank
Restaurants and hotels7
14%
$949,000Greater Sacramento Certified Development
Construction6
12%
$182,500First U.S. Community CU
Professional and technical services5
10%
$50,000Live Oak Banking
Health care and social assistance4
8%
$430,400Five Star Bank
Administrative and support services4
8%
$98,000Merchants Bank of Indiana
Real estate and rental3
6%
$292,000Plumas Bank
Loan size mix
  • Under $150,00029%
  • $150,000 to $500,00035%
  • $500,000 to $2 million25%
  • $2 million and up10%
Compared with California
Median loan, Grass Valley
$281,000
Median loan, California
$300,000
Startup share, Grass Valley
20%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Grass Valley

071320FY14: 7 loansFY14FY15: 15 loansFY15FY16: 10 loansFY16FY17: 13 loansFY17FY18: 13 loansFY18FY19: 10 loansFY19FY20: 17 loansFY2017FY21: 12 loansFY21FY22: 8 loansFY22FY23: 11 loansFY23FY24: 10 loansFY24FY25: 10 loansFY25FY26 (Oct to Jun): 12 loansFY2612
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.