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SBA lenders in Downey, CA

SBA 7(a) and 504 loans to businesses in Downey (Los Angeles County), October 2021 to June 30, 2026 · Updated October 15, 2026
119
SBA loans approved
$72.1M
Total approved
$310,000
Median loan
42
Lenders active
17%
To startups

119 SBA loans worth $72.1M went to businesses in Downey, CA between October 2021 and June 2026, from 42 lenders. U.S. Bank made the most, 13 loans. The median loan was $310,000, compared with $300,000 across California, and health care and social assistance was the most financed industry.

Most active SBA lenders in Downey

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
13$1.7M$50,00031%
2JPMorgan Chase Bank
Bank · Columbus, OH
9$1.2M$50,0000%
3Business Finance Capital
Certified development company · Los Angeles, CA
7$9.0M$1,122,0000%
4Readycap Lending
Non-bank lender · Berkeley Heights, NJ
7$1.9M$300,00014%
5California Statewide Certified Development
Certified development company · Davis, CA
6$4.2M$607,0000%
6Newtek Bank
Bank · Miami, FL
6$1.6M$225,00050%
7BayFirst National Bank
Bank · St. Petersburg, FL
6$915K$150,0000%
8Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
4$7.9M$2,165,25025%
9Mortgage Capital Development
Certified development company · Oakland, CA
4$3.3M$856,50025%
10Lendistry SBLC
Non-bank lender · Los Angeles, CA
4$386K$102,7000%
11Live Oak Banking
Bank · Wilmington, NC
3$5.7M$510,0000%
12Enterprise Bank & Trust
Bank · Clayton, MO
3$5.1M$2,025,0000%
13Bank of Hope
Bank · Los Angeles, CA
3$2.3M$315,00033%
14AMPAC Tri-State CDC
Certified development company · Ontario, CA
3$2.1M$656,0000%
15Bank of America
Bank · Charlotte, NC
3$1.6M$500,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Downey. For 504 loans the lender shown is the certified development company.

What gets financed in Downey

IndustryLoansShareMedian loanMost active lender
Health care and social assistance14
12%
$691,000Live Oak Banking
Construction12
10%
$255,000Zions Bank, A Division of
Retail12
10%
$907,500Business Finance Capital
Professional and technical services11
9%
$50,000Readycap Lending
Other services (repair, personal care)11
9%
$50,000U.S. Bank
Restaurants and hotels11
9%
$500,000U.S. Bank
Wholesale trade9
8%
$436,000JPMorgan Chase Bank
Real estate and rental8
7%
$100,000U.S. Bank
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00029%
  • $500,000 to $2 million33%
  • $2 million and up8%
Compared with California
Median loan, Downey
$310,000
Median loan, California
$300,000
Startup share, Downey
17%
Startup share, California
23%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Downey

0132740FY14: 18 loansFY14FY15: 36 loansFY1536FY16: 32 loansFY16FY17: 30 loansFY17FY18: 16 loansFY18FY19: 21 loansFY19FY20: 25 loansFY20FY21: 15 loansFY21FY22: 18 loansFY22FY23: 31 loansFY23FY24: 29 loansFY24FY25: 26 loansFY25FY26 (Oct to Jun): 15 loansFY2615
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.