440 SBA loans worth $338.3M went to businesses in Bakersfield, CA between October 2021 and June 2026, from 77 lenders. Cen Cal Business Finance Group made the most, 56 loans. The median loan was $310,000, compared with $300,000 across California, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Cen Cal Business Finance Group Certified development company · Fresno, CA | 56 | $42.8M | $447,000 | 12% |
| 2 | U.S. Bank Bank · Cincinnati, OH | 39 | $9.1M | $50,000 | 44% |
| 3 | Wells Fargo Bank Bank · Sioux Falls, SD | 30 | $1.6M | $15,000 | 97% |
| 4 | Celtic Bank Bank · Salt Lake City, UT | 26 | $32.9M | $362,100 | 19% |
| 5 | JPMorgan Chase Bank Bank · Columbus, OH | 18 | $2.8M | $100,000 | 6% |
| 6 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 16 | $4.0M | $161,350 | 0% |
| 7 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 15 | $7.4M | $150,000 | 7% |
| 8 | Northeast Bank Bank · Portland, ME | 13 | $3.0M | $200,000 | 0% |
| 9 | Live Oak Banking Bank · Wilmington, NC | 12 | $13.1M | $755,000 | 33% |
| 10 | Mortgage Capital Development Certified development company · Oakland, CA | 11 | $15.1M | $1,052,000 | 9% |
| 11 | Commonwealth Business Bank Bank · Los Angeles, CA | 11 | $10.7M | $665,000 | 36% |
| 12 | Mission Bank Bank · Bakersfield, CA | 11 | $6.9M | $470,000 | 55% |
| 13 | Enterprise Bank & Trust Bank · Clayton, MO | 10 | $19.3M | $1,957,500 | 20% |
| 14 | Newtek Bank Bank · Miami, FL | 10 | $2.5M | $225,000 | 0% |
| 15 | Bank of America Bank · Charlotte, NC | 8 | $4.5M | $256,250 | 12% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 98 | $663,000 | Cen Cal Business Finance Group | |
| Transportation and warehousing | 50 | $150,000 | Wells Fargo Bank | |
| Construction | 48 | $215,000 | U.S. Bank | |
| Restaurants and hotels | 48 | $621,000 | Mission Bank | |
| Health care and social assistance | 41 | $453,000 | Cen Cal Business Finance Group | |
| Professional and technical services | 36 | $175,000 | Cen Cal Business Finance Group | |
| Other services (repair, personal care) | 34 | $163,500 | U.S. Bank | |
| Wholesale trade | 20 | $257,500 | U.S. Bank |