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SBA lenders in Lake Havasu City, AZ

SBA 7(a) and 504 loans to businesses in Lake Havasu City (Mohave County), October 2021 to June 30, 2026 · Updated October 15, 2026
97
SBA loans approved
$71.8M
Total approved
$350,000
Median loan
32
Lenders active
36%
To startups

97 SBA loans worth $71.8M went to businesses in Lake Havasu City, AZ between October 2021 and June 2026, from 32 lenders. Zions Bank, A Division of made the most, 17 loans. The median loan was $350,000, compared with $326,000 across Arizona, and retail was the most financed industry.

Most active SBA lenders in Lake Havasu City

#LenderLoansApprovedMedian loanTo startups
1Zions Bank, A Division of
Bank · Salt Lake City, UT
17$3.0M$93,00012%
2Mortgage Capital Development
Certified development company · Oakland, CA
14$11.8M$627,50050%
3Wells Fargo Bank
Bank · Sioux Falls, SD
9$3.0M$15,00089%
4Arizona Financial Credit Union
Credit union · Phoenix, AZ
7$2.4M$125,00057%
5Live Oak Banking
Bank · Wilmington, NC
6$14.0M$2,013,5000%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$4.1M$50,00020%
7St. Louis Bank
Bank · St. Louis, MO
3$7.3M$1,350,0000%
8Northeast Bank
Bank · Portland, ME
3$871K$310,5000%
9Bank of Hope
Bank · Los Angeles, CA
2$5.0M$2,500,000100%
10Celtic Bank
Bank · Salt Lake City, UT
2$3.1M$1,574,00050%
11Lendistry SBLC
Non-bank lender · Los Angeles, CA
2$1.4M$725,00050%
12Arizona Capital Source
Certified development company · Tucson, AZ
2$1.2M$624,5000%
13Newtek Bank
Bank · Miami, FL
2$875K$437,5000%
14CenTrust Bank, A Division of SmartBiz Bank
Bank · Northbrook, IL
2$500K$250,0000%
15Huntington National Bank
Bank · Columbus, OH
2$430K$214,750100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lake Havasu City. For 504 loans the lender shown is the certified development company.

What gets financed in Lake Havasu City

IndustryLoansShareMedian loanMost active lender
Retail21
22%
$506,000Mortgage Capital Development
Construction17
18%
$250,000Zions Bank, A Division of
Other services (repair, personal care)16
16%
$109,850Zions Bank, A Division of
Restaurants and hotels11
11%
$382,000Mortgage Capital Development
Manufacturing9
9%
$250,000Live Oak Banking
Health care and social assistance8
8%
$452,250Huntington National Bank
Real estate and rental6
6%
$522,500AMPAC Tri-State CDC
Administrative and support services3
3%
$30,000Wells Fargo Bank
Loan size mix
  • Under $150,00040%
  • $150,000 to $500,00018%
  • $500,000 to $2 million32%
  • $2 million and up10%
Compared with Arizona
Median loan, Lake Havasu City
$350,000
Median loan, Arizona
$326,000
Startup share, Lake Havasu City
36%
Startup share, Arizona
32%
Share of state's SBA loans
1.4%

SBA loans per fiscal year in Lake Havasu City

0132740FY14: 31 loansFY14FY15: 23 loansFY15FY16: 16 loansFY16FY17: 25 loansFY17FY18: 18 loansFY18FY19: 19 loansFY19FY20: 15 loansFY20FY21: 21 loansFY21FY22: 13 loansFY22FY23: 18 loansFY23FY24: 21 loansFY24FY25: 34 loansFY2534FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.