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SBA lenders in Opelika, AL

SBA 7(a) and 504 loans to businesses in Opelika (Lee County), October 2021 to June 30, 2026 · Updated October 15, 2026
51
SBA loans approved
$25.2M
Total approved
$158,000
Median loan
24
Lenders active
16%
To startups

51 SBA loans worth $25.2M went to businesses in Opelika, AL between October 2021 and June 2026, from 24 lenders. Florida Business Development made the most, 7 loans. The median loan was $158,000, compared with $290,000 across Alabama, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Opelika

#LenderLoansApprovedMedian loanTo startups
1Florida Business Development
Certified development company · Tampa, FL
7$4.8M$301,0000%
2Northeast Bank
Bank · Portland, ME
6$834K$62,5000%
3PNC Bank
Bank · Wilmington, DE
4$1.9M$25,00050%
4Wells Fargo Bank
Bank · Sioux Falls, SD
3$2.0M$25,000100%
5Huntington National Bank
Bank · Columbus, OH
3$1.3M$490,00033%
6U.S. Bank
Bank · Cincinnati, OH
3$607K$291,1000%
7Sabre Finance
Non-bank lender · Birmingham, AL
3$236K$50,0000%
8Metro City Bank
Bank · Doraville, GA
2$3.9M$1,967,5000%
9Southern Development Council
Certified development company · Mountain Brook, AL
2$2.3M$1,143,5000%
10Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
2$1.9M$926,5000%
11Byline Bank
Bank · Chicago, IL
2$950K$475,0000%
12Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$154K$76,7500%
13Colony Bank
Bank · Fitzgerald, GA
1$2.3M$2,330,0000%
14HomeTrust Bank
Bank · Asheville, NC
1$521K$521,0000%
15BayFirst National Bank
Bank · St. Petersburg, FL
1$350K$350,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Opelika. For 504 loans the lender shown is the certified development company.

What gets financed in Opelika

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels11
22%
$50,000Huntington National Bank
Retail7
14%
$301,000Florida Business Development
Finance and insurance6
12%
$238,650Byline Bank
Professional and technical services6
12%
$62,500Northeast Bank
Health care and social assistance5
10%
$740,000PNC Bank
Construction4
8%
$122,750Florida Business Development
Administrative and support services3
6%
$350,000BayFirst National Bank
Education2
4%
$125,000Celtic Bank
Loan size mix
  • Under $150,00045%
  • $150,000 to $500,00027%
  • $500,000 to $2 million22%
  • $2 million and up6%
Compared with Alabama
Median loan, Opelika
$158,000
Median loan, Alabama
$290,000
Startup share, Opelika
16%
Startup share, Alabama
38%
Share of state's SBA loans
2.1%

SBA loans per fiscal year in Opelika

071320FY14: 5 loansFY14FY15: 3 loansFY15FY16: 9 loansFY16FY17: 9 loansFY17FY18: 9 loansFY18FY19: 3 loansFY19FY20: 9 loansFY20FY21: 11 loansFY21FY22: 10 loansFY22FY23: 10 loansFY23FY24: 10 loansFY24FY25: 14 loansFY2514FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.