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Credit union · Sartell, MN

St Cloud Financial Credit Union: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
20
SBA loans approved
$10.0M
Total approved
$192,850
Median loan
1
States lent in
45%
To startups
#885
National rank by loans

St Cloud Financial Credit Union approved 20 SBA loans worth $10.0M between October 2021 and June 2026, ranking #885 of 2,283 SBA lenders nationally by loan count. Its median loan was $192,850, and 45% went to startups or businesses under two years old. It lent in 1 states, most often in Minnesota, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0369FY14FY15FY16FY17FY18FY19FY20FY21FY22: 1 loansFY22FY23: 1 loansFY23FY24: 8 loansFY248FY25: 7 loansFY25FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where St Cloud Financial Credit Union lends

StateLoansApprovedMedian loanRank in state
Minnesota20$10.0M$192,850#64

Industries St Cloud Financial Credit Union finances

IndustryLoansShareMedian loan
Restaurants and hotels5
25%
$418,000
Other services (repair, personal care)5
25%
$374,500
Transportation and warehousing2
10%
$1,650,000
Administrative and support services2
10%
$61,500
Construction1
5%
$50,000
Health care and social assistance1
5%
$2,195,000
Professional and technical services1
5%
$71,300
Manufacturing1
5%
$76,000
Real estate and rental1
5%
$48,000
Retail1
5%
$70,000
Loan size mix
  • Under $150,00050%
  • $150,000 to $500,00020%
  • $500,000 to $2 million20%
  • $2 million and up10%
Loan programs used
  • Standard 7(a)95%
  • SBA Express5%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.