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Bank · Spencer, IN

Owen County State Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
12
SBA loans approved
$9.1M
Total approved
$404,000
Median loan
1
States lent in
58%
To startups
#1094
National rank by loans

Owen County State Bank approved 12 SBA loans worth $9.1M between October 2021 and June 2026, ranking #1094 of 2,283 SBA lenders nationally by loan count. Its median loan was $404,000, and 58% went to startups or businesses under two years old. It lent in 1 states, most often in Indiana, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0257FY14FY15: 1 loansFY15FY16: 1 loansFY16FY17: 3 loansFY17FY18FY19: 1 loansFY19FY20FY21: 1 loansFY21FY22: 1 loansFY22FY23: 1 loansFY23FY24: 3 loansFY24FY25: 6 loansFY256FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Owen County State Bank lends

StateLoansApprovedMedian loanRank in state
Indiana12$9.1M$404,000#65

Industries Owen County State Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels3
25%
$333,000
Professional and technical services2
17%
$2,283,900
Other services (repair, personal care)2
17%
$359,750
Retail2
17%
$150,000
Administrative and support services1
8%
$190,000
Health care and social assistance1
8%
$640,000
Real estate and rental1
8%
$1,400,000
Loan size mix
  • Under $150,00017%
  • $150,000 to $500,00042%
  • $500,000 to $2 million33%
  • $2 million and up8%
Loan programs used
  • Standard 7(a)100%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.