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    Bank · Fort Lauderdale, FL

    OptimumBank: SBA lending profile

    SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
    48
    SBA loans approved
    $54.8M
    Total approved
    $891,000
    Median loan
    10
    States lent in
    35%
    To startups
    #572
    National rank by loans

    OptimumBank approved 48 SBA loans worth $54.8M between October 2021 and June 2026, ranking #572 of 2,283 SBA lenders nationally by loan count. Its median loan was $891,000, and 35% went to startups or businesses under two years old. It lent in 10 states, most often in Florida, and its most financed industry was restaurants and hotels.

    SBA loans per fiscal year

    071320FY14FY15FY16FY17FY18FY19FY20FY21FY22FY23: 2 loansFY23FY24: 15 loansFY24FY25: 17 loansFY2517FY26 (Oct to Jun): 14 loansFY2614
    Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

    Where OptimumBank lends

    StateLoansApprovedMedian loanRank in state
    Florida34$36.4M$792,500#86
    Texas4$3.5M$966,000#276
    Vermont2$1.1M$547,250#36
    Illinois2$5.3M$2,638,500#190
    Georgia1$337K$337,000#234
    Iowa1$2.8M$2,751,000#193
    Mississippi1$3.2M$3,167,000#97
    Indiana1$600K$600,200#206
    North Dakota1$980K$979,700#60
    North Carolina1$687K$687,000#201

    Industries OptimumBank finances

    IndustryLoansShareMedian loan
    Restaurants and hotels13
    27%
    		$932,000
    Health care and social assistance7
    15%
    		$992,000
    Construction5
    10%
    		$1,308,000
    Retail5
    10%
    		$1,030,500
    Manufacturing5
    10%
    		$150,000
    Arts, entertainment and recreation3
    6%
    		$680,000
    Administrative and support services3
    6%
    		$905,000
    Other services (repair, personal care)3
    6%
    		$970,000
    Professional and technical services2
    4%
    		$312,500
    Management of companies1
    2%
    		$687,000
    Loan size mix
    • Under $150,0002%
    • $150,000 to $500,00038%
    • $500,000 to $2 million46%
    • $2 million and up15%
    Loan programs used
    • Standard 7(a)54%
    • Preferred Lender (PLP)46%
    SBA Lenders by StateLender DirectoryLender MatchMethodologyAboutPrivacyTermsDisclaimerContact
    Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.