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Bank · Kalamazoo, MI

First National Bank of Michigan: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
27
SBA loans approved
$25.5M
Total approved
$500,000
Median loan
2
States lent in
11%
To startups
#773
National rank by loans

First National Bank of Michigan approved 27 SBA loans worth $25.5M between October 2021 and June 2026, ranking #773 of 2,283 SBA lenders nationally by loan count. Its median loan was $500,000, and 11% went to startups or businesses under two years old. It lent in 2 states, most often in Michigan, and its most financed industry was construction.

SBA loans per fiscal year

071320FY14: 3 loansFY14FY15: 4 loansFY15FY16: 6 loansFY16FY17: 16 loansFY1716FY18: 1 loansFY18FY19: 8 loansFY19FY20: 4 loansFY20FY21: 9 loansFY21FY22: 9 loansFY22FY23: 8 loansFY23FY24: 7 loansFY24FY25: 3 loansFY253
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where First National Bank of Michigan lends

StateLoansApprovedMedian loanRank in state
Michigan26$20.6M$495,100#49
West Virginia1$4.9M$4,920,000#73

Industries First National Bank of Michigan finances

IndustryLoansShareMedian loan
Construction5
19%
$250,000
Wholesale trade5
19%
$1,464,700
Manufacturing5
19%
$500,000
Retail2
7%
$1,327,500
Administrative and support services2
7%
$540,000
Professional and technical services2
7%
$875,000
Other services (repair, personal care)2
7%
$420,100
Arts, entertainment and recreation1
4%
$360,000
Health care and social assistance1
4%
$200,000
Restaurants and hotels1
4%
$610,000
Loan size mix
  • Under $150,00011%
  • $150,000 to $500,00037%
  • $500,000 to $2 million41%
  • $2 million and up11%
Loan programs used
  • Preferred Lender (PLP)59%
  • Standard 7(a)26%
  • CAPLines7%
  • SBA Express7%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.