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Credit union · South Bend, IN

Everwise Credit Union: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
89
SBA loans approved
$175.8M
Total approved
$1,137,000
Median loan
23
States lent in
51%
To startups
#391
National rank by loans

Everwise Credit Union approved 89 SBA loans worth $175.8M between October 2021 and June 2026, ranking #391 of 2,283 SBA lenders nationally by loan count. Its median loan was $1,137,000, and 51% went to startups or businesses under two years old. It lent in 23 states, most often in Indiana, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0102030FY14FY15FY16: 2 loansFY16FY17: 14 loansFY17FY18: 5 loansFY18FY19: 3 loansFY19FY20: 4 loansFY20FY21: 14 loansFY21FY22: 18 loansFY22FY23: 23 loansFY2323FY24: 19 loansFY24FY25: 17 loansFY25FY26 (Oct to Jun): 12 loansFY2612
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Everwise Credit Union lends

StateLoansApprovedMedian loanRank in state
Indiana41$42.1M$150,000#36
Michigan14$17.4M$881,850#78
Illinois7$17.7M$2,788,000#128
Texas3$15.0M$5,000,000#302
Florida3$15.0M$5,000,000#208
Delaware2$4.9M$2,432,500#46
Virginia2$10.0M$5,000,000#137
Massachusetts2$5.0M$2,500,000#159
Kentucky1$5.0M$5,000,000#147
Arizona1$1.7M$1,662,700#220
California1$1.4M$1,450,000#275
North Carolina1$800K$800,000#221
North Dakota1$5.0M$5,000,000#85
Louisiana1$2.8M$2,750,000#155
Missouri1$3.2M$3,180,000#209

Industries Everwise Credit Union finances

IndustryLoansShareMedian loan
Restaurants and hotels37
42%
$3,180,000
Arts, entertainment and recreation13
15%
$860,000
Construction10
11%
$537,500
Manufacturing7
8%
$500,000
Retail6
7%
$1,238,500
Health care and social assistance5
6%
$1,615,000
Transportation and warehousing4
4%
$96,000
Real estate and rental2
2%
$941,350
Administrative and support services1
1%
$100,000
Agriculture, forestry and fishing1
1%
$155,000
Loan size mix
  • Under $150,00024%
  • $150,000 to $500,00013%
  • $500,000 to $2 million25%
  • $2 million and up38%
Loan programs used
  • Preferred Lender (PLP)67%
  • Standard 7(a)16%
  • SBA Express13%
  • CAPLines3%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.