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Bank · Crystal Lake, IL

Crystal Lake Bank & Trust Company: SBA lending profile

Crystal Lake Bank & Trust Company, National Association · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
23
SBA loans approved
$17.7M
Total approved
$525,000
Median loan
1
States lent in
35%
To startups
#830
National rank by loans

Crystal Lake Bank & Trust Company approved 23 SBA loans worth $17.7M between October 2021 and June 2026, ranking #830 of 2,283 SBA lenders nationally by loan count. Its median loan was $525,000, and 35% went to startups or businesses under two years old. It lent in 1 states, most often in Illinois, and its most financed industry was construction.

SBA loans per fiscal year

03710FY14FY15FY16: 1 loansFY16FY17: 9 loansFY179FY18: 5 loansFY18FY19: 6 loansFY19FY20: 3 loansFY20FY21: 2 loansFY21FY22: 6 loansFY22FY23: 2 loansFY23FY24: 4 loansFY24FY25: 9 loansFY25FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Crystal Lake Bank & Trust Company lends

StateLoansApprovedMedian loanRank in state
Illinois23$17.7M$525,000#62

Industries Crystal Lake Bank & Trust Company finances

IndustryLoansShareMedian loan
Construction11
48%
$525,000
Professional and technical services3
13%
$1,500,000
Health care and social assistance2
9%
$525,650
Restaurants and hotels2
9%
$451,500
Retail2
9%
$446,350
Manufacturing1
4%
$1,598,100
Transportation and warehousing1
4%
$342,200
Wholesale trade1
4%
$350,000
Loan size mix
  • Under $150,0009%
  • $150,000 to $500,00039%
  • $500,000 to $2 million48%
  • $2 million and up4%
Loan programs used
  • Preferred Lender (PLP)48%
  • SBA Express39%
  • Contract CAPLine9%
  • CAPLines4%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.