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Bank · Clinton, IA

Citizens First Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
27
SBA loans approved
$6.4M
Total approved
$157,500
Median loan
3
States lent in
52%
To startups
#774
National rank by loans

Citizens First Bank approved 27 SBA loans worth $6.4M between October 2021 and June 2026, ranking #774 of 2,283 SBA lenders nationally by loan count. Its median loan was $157,500, and 52% went to startups or businesses under two years old. It lent in 3 states, most often in Iowa, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

071320FY14: 2 loansFY14FY15: 1 loansFY15FY16FY17FY18FY19: 2 loansFY19FY20: 3 loansFY20FY21: 14 loansFY2114FY22: 14 loansFY22FY23: 11 loansFY23FY24: 1 loansFY24FY25: 1 loansFY251
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Citizens First Bank lends

StateLoansApprovedMedian loanRank in state
Iowa19$3.2M$160,000#31
Illinois7$3.1M$157,500#127
South Carolina1$135K$135,000#160

Industries Citizens First Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels6
22%
$154,350
Construction5
19%
$170,000
Health care and social assistance3
11%
$180,000
Wholesale trade2
7%
$1,067,500
Arts, entertainment and recreation2
7%
$206,500
Other services (repair, personal care)2
7%
$66,500
Finance and insurance2
7%
$342,500
Retail2
7%
$136,250
Administrative and support services1
4%
$250,000
Real estate and rental1
4%
$117,000
Loan size mix
  • Under $150,00044%
  • $150,000 to $500,00048%
  • $500,000 to $2 million4%
  • $2 million and up4%
Loan programs used
  • SBA Express85%
  • Standard 7(a)15%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.