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Bank · Hutchinson, MN

Citizens Bank & Trust Co: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
43
SBA loans approved
$6.2M
Total approved
$50,000
Median loan
1
States lent in
47%
To startups
#598
National rank by loans

Citizens Bank & Trust Co approved 43 SBA loans worth $6.2M between October 2021 and June 2026, ranking #598 of 2,283 SBA lenders nationally by loan count. Its median loan was $50,000, and 47% went to startups or businesses under two years old. It lent in 1 states, most often in Minnesota, and its most financed industry was retail.

SBA loans per fiscal year

0102030FY14: 10 loansFY14FY15: 10 loansFY15FY16: 11 loansFY16FY17: 9 loansFY17FY18: 8 loansFY18FY19: 7 loansFY19FY20: 15 loansFY20FY21: 27 loansFY2127FY22: 10 loansFY22FY23: 10 loansFY23FY24: 8 loansFY24FY25: 13 loansFY25FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Citizens Bank & Trust Co lends

StateLoansApprovedMedian loanRank in state
Minnesota43$6.2M$50,000#43

Industries Citizens Bank & Trust Co finances

IndustryLoansShareMedian loan
Retail9
21%
$30,000
Restaurants and hotels6
14%
$67,500
Construction5
12%
$25,000
Manufacturing5
12%
$38,000
Health care and social assistance4
9%
$55,000
Real estate and rental3
7%
$110,300
Administrative and support services2
5%
$53,350
Agriculture, forestry and fishing2
5%
$275,000
Professional and technical services2
5%
$300,000
Other services (repair, personal care)2
5%
$563,800
Loan size mix
  • Under $150,00079%
  • $150,000 to $500,00012%
  • $500,000 to $2 million9%
  • $2 million and up0%
Loan programs used
  • SBA Express95%
  • CAPLines2%
  • Standard 7(a)2%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.