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Bank · Jefferson City, MO

Central Trust Bank: SBA lending profile

The Central Trust Bank · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
203
SBA loans approved
$44.8M
Total approved
$99,200
Median loan
5
States lent in
41%
To startups
#208
National rank by loans

Central Trust Bank approved 203 SBA loans worth $44.8M between October 2021 and June 2026, ranking #208 of 2,283 SBA lenders nationally by loan count. Its median loan was $99,200, and 41% went to startups or businesses under two years old. It lent in 5 states, most often in Missouri, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0234770FY14: 43 loansFY14FY15: 43 loansFY15FY16: 55 loansFY16FY17: 33 loansFY17FY18: 35 loansFY18FY19: 18 loansFY19FY20: 35 loansFY20FY21: 61 loansFY2161FY22: 55 loansFY22FY23: 58 loansFY23FY24: 39 loansFY24FY25: 40 loansFY25FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Central Trust Bank lends

StateLoansApprovedMedian loanRank in state
Missouri193$34.1M$91,700#5
Colorado4$5.6M$309,850#143
Kansas4$827K$140,900#89
Kentucky1$122K$121,500#115
North Carolina1$4.2M$4,200,000#168

Industries Central Trust Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels38
19%
$134,100
Other services (repair, personal care)26
13%
$54,750
Health care and social assistance23
11%
$85,100
Construction20
10%
$115,050
Retail20
10%
$75,600
Manufacturing15
7%
$116,100
Administrative and support services14
7%
$177,050
Transportation and warehousing9
4%
$53,900
Professional and technical services9
4%
$115,000
Arts, entertainment and recreation8
4%
$110,350
Loan size mix
  • Under $150,00065%
  • $150,000 to $500,00029%
  • $500,000 to $2 million4%
  • $2 million and up2%
Loan programs used
  • Preferred Lender (PLP)53%
  • SBA Express36%
  • Standard 7(a)10%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.