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Credit union · Rapid City, SD

Black Hills FCU: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
67
SBA loans approved
$12.7M
Total approved
$77,900
Median loan
1
States lent in
64%
To startups
#458
National rank by loans

Black Hills FCU approved 67 SBA loans worth $12.7M between October 2021 and June 2026, ranking #458 of 2,283 SBA lenders nationally by loan count. Its median loan was $77,900, and 64% went to startups or businesses under two years old. It lent in 1 states, most often in South Dakota, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0102030FY14: 15 loansFY14FY15: 10 loansFY15FY16: 16 loansFY16FY17: 13 loansFY17FY18: 7 loansFY18FY19: 10 loansFY19FY20: 21 loansFY20FY21: 21 loansFY21FY22: 12 loansFY22FY23: 27 loansFY2327FY24: 19 loansFY24FY25: 3 loansFY25FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Black Hills FCU lends

StateLoansApprovedMedian loanRank in state
South Dakota67$12.7M$77,900#6

Industries Black Hills FCU finances

IndustryLoansShareMedian loan
Restaurants and hotels16
24%
$174,100
Other services (repair, personal care)10
15%
$87,250
Retail10
15%
$67,450
Manufacturing7
10%
$50,000
Administrative and support services6
9%
$106,200
Transportation and warehousing3
4%
$60,000
Professional and technical services3
4%
$25,000
Wholesale trade3
4%
$25,000
Health care and social assistance3
4%
$85,000
Arts, entertainment and recreation2
3%
$62,000
Loan size mix
  • Under $150,00072%
  • $150,000 to $500,00021%
  • $500,000 to $2 million6%
  • $2 million and up1%
Loan programs used
  • SBA Express78%
  • Standard 7(a)22%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.