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Bank · Oakland, CA

Beneficial State Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
35
SBA loans approved
$32.1M
Total approved
$550,000
Median loan
3
States lent in
6%
To startups
#678
National rank by loans

Beneficial State Bank approved 35 SBA loans worth $32.1M between October 2021 and June 2026, ranking #678 of 2,283 SBA lenders nationally by loan count. Its median loan was $550,000, and 6% went to startups or businesses under two years old. It lent in 3 states, most often in Oregon, and its most financed industry was health care and social assistance.

SBA loans per fiscal year

071320FY14: 7 loansFY14FY15: 13 loansFY1513FY16: 7 loansFY16FY17: 12 loansFY17FY18: 10 loansFY18FY19: 4 loansFY19FY20: 7 loansFY20FY21: 11 loansFY21FY22: 12 loansFY22FY23: 5 loansFY23FY24: 6 loansFY24FY25: 10 loansFY25FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Beneficial State Bank lends

StateLoansApprovedMedian loanRank in state
Oregon17$14.9M$479,400#39
California10$6.9M$630,000#172
Washington8$10.4M$647,500#83

Industries Beneficial State Bank finances

IndustryLoansShareMedian loan
Health care and social assistance6
17%
$478,100
Retail5
14%
$445,000
Construction4
11%
$697,500
Real estate and rental4
11%
$1,432,250
Restaurants and hotels4
11%
$1,146,150
Professional and technical services4
11%
$425,000
Transportation and warehousing3
9%
$429,000
Other services (repair, personal care)2
6%
$613,500
Manufacturing2
6%
$1,974,700
Wholesale trade1
3%
$162,000
Loan size mix
  • Under $150,0003%
  • $150,000 to $500,00040%
  • $500,000 to $2 million46%
  • $2 million and up11%
Loan programs used
  • Preferred Lender (PLP)94%
  • Standard 7(a)6%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.