American Commerce Bank: SBA lending profile

American Commerce Bank, National Association · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website

SBA loans approved

$25.3M

Total approved

$3,280,750

Median loan

States lent in

80%

To startups

#1180

National rank by loans

American Commerce Bank approved 10 SBA loans worth $25.3M between October 2021 and June 2026, ranking #1180 of 2,283 SBA lenders nationally by loan count. Its median loan was $3,280,750, and 80% went to startups or businesses under two years old. It lent in 2 states, most often in Georgia, and its most financed industry was retail.

SBA loans per fiscal year

Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where American Commerce Bank lends

State	Loans	Approved	Median loan	Rank in state
Georgia	8	$22.5M	$3,346,750	#130
Florida	2	$2.7M	$1,359,150	#249

Industries American Commerce Bank finances

Industry	Loans	Share	Median loan
Retail	5	50%	$3,254,000
Restaurants and hotels	3	30%	$3,386,000
Real estate and rental	1	10%	$1,025,800
Health care and social assistance	1	10%	$3,825,000

Loan size mix

Under $150,0000%
$150,000 to $500,00020%
$500,000 to $2 million20%
$2 million and up60%

Loan programs used

Standard 7(a)100%

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Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.