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Credit union · Lowell, MA

Align Credit Union: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
12
SBA loans approved
$1.1M
Total approved
$71,500
Median loan
2
States lent in
58%
To startups
#1123
National rank by loans

Align Credit Union approved 12 SBA loans worth $1.1M between October 2021 and June 2026, ranking #1123 of 2,283 SBA lenders nationally by loan count. Its median loan was $71,500, and 58% went to startups or businesses under two years old. It lent in 2 states, most often in Massachusetts, and its most financed industry was retail.

SBA loans per fiscal year

0257FY14: 3 loansFY14FY15FY16: 1 loansFY16FY17: 2 loansFY17FY18: 1 loansFY18FY19: 6 loansFY196FY20: 2 loansFY20FY21: 4 loansFY21FY22: 6 loansFY22FY23FY24: 1 loansFY24FY25: 2 loansFY25FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Align Credit Union lends

StateLoansApprovedMedian loanRank in state
Massachusetts9$670K$68,000#83
New Hampshire3$440K$150,000#64

Industries Align Credit Union finances

IndustryLoansShareMedian loan
Retail5
42%
$75,000
Other services (repair, personal care)3
25%
$105,000
Manufacturing2
17%
$46,500
Administrative and support services1
8%
$40,000
Construction1
8%
$150,000
Loan size mix
  • Under $150,00075%
  • $150,000 to $500,00025%
  • $500,000 to $2 million0%
  • $2 million and up0%
Loan programs used
  • SBA Express100%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.