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Bank · Saratoga Springs, NY

Adirondack Trust: SBA lending profile

The Adirondack Trust Company · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
68
SBA loans approved
$7.0M
Total approved
$50,000
Median loan
1
States lent in
24%
To startups
#457
National rank by loans

Adirondack Trust approved 68 SBA loans worth $7.0M between October 2021 and June 2026, ranking #457 of 2,283 SBA lenders nationally by loan count. Its median loan was $50,000, and 24% went to startups or businesses under two years old. It lent in 1 states, most often in New York, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0204060FY14: 30 loansFY14FY15: 38 loansFY15FY16: 56 loansFY1656FY17: 42 loansFY17FY18: 52 loansFY18FY19: 26 loansFY19FY20: 16 loansFY20FY21: 17 loansFY21FY22: 12 loansFY22FY23: 17 loansFY23FY24: 19 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Adirondack Trust lends

StateLoansApprovedMedian loanRank in state
New York68$7.0M$50,000#39

Industries Adirondack Trust finances

IndustryLoansShareMedian loan
Restaurants and hotels15
22%
$50,000
Construction11
16%
$50,000
Retail11
16%
$50,000
Administrative and support services7
10%
$20,000
Transportation and warehousing4
6%
$40,500
Real estate and rental4
6%
$62,500
Manufacturing4
6%
$66,600
Health care and social assistance3
4%
$75,000
Professional and technical services3
4%
$100,000
Arts, entertainment and recreation2
3%
$111,000
Loan size mix
  • Under $150,00079%
  • $150,000 to $500,00019%
  • $500,000 to $2 million1%
  • $2 million and up0%
Loan programs used
  • SBA Express63%
  • Preferred Lender (PLP)35%
  • Standard 7(a)1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.