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Credit union · Traverse City, MI

4Front Credit Union: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
65
SBA loans approved
$19.4M
Total approved
$160,000
Median loan
2
States lent in
40%
To startups
#469
National rank by loans

4Front Credit Union approved 65 SBA loans worth $19.4M between October 2021 and June 2026, ranking #469 of 2,283 SBA lenders nationally by loan count. Its median loan was $160,000, and 40% went to startups or businesses under two years old. It lent in 2 states, most often in Michigan, and its most financed industry was retail.

SBA loans per fiscal year

0102030FY14: 12 loansFY14FY15: 17 loansFY15FY16: 16 loansFY16FY17: 17 loansFY17FY18: 5 loansFY18FY19: 12 loansFY19FY20: 10 loansFY20FY21: 28 loansFY2128FY22: 7 loansFY22FY23: 14 loansFY23FY24: 14 loansFY24FY25: 20 loansFY25FY26 (Oct to Jun): 10 loansFY2610
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where 4Front Credit Union lends

StateLoansApprovedMedian loanRank in state
Michigan64$19.0M$155,000#24
Florida1$350K$350,000#285

Industries 4Front Credit Union finances

IndustryLoansShareMedian loan
Retail16
25%
$180,000
Restaurants and hotels12
18%
$170,000
Other services (repair, personal care)8
12%
$113,450
Manufacturing6
9%
$212,500
Construction6
9%
$500,000
Arts, entertainment and recreation3
5%
$250,000
Health care and social assistance3
5%
$200,000
Professional and technical services2
3%
$117,500
Administrative and support services2
3%
$137,500
Mining and oil and gas2
3%
$192,000
Loan size mix
  • Under $150,00037%
  • $150,000 to $500,00045%
  • $500,000 to $2 million18%
  • $2 million and up0%
Loan programs used
  • Standard 7(a)63%
  • SBA Express22%
  • Preferred Lender (PLP)12%
  • CAPLines2%
  • 7(a) WCP2%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.