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Bank · Dakota Dunes, SD

1st Financial Bank USA: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
90
SBA loans approved
$164.8M
Total approved
$1,425,000
Median loan
23
States lent in
1%
To startups
#383
National rank by loans

1st Financial Bank USA approved 90 SBA loans worth $164.8M between October 2021 and June 2026, ranking #383 of 2,283 SBA lenders nationally by loan count. Its median loan was $1,425,000, and 1% went to startups or businesses under two years old. It lent in 23 states, most often in Florida, and its most financed industry was construction.

SBA loans per fiscal year

0102030FY14FY15FY16: 1 loansFY16FY17FY18FY19FY20: 1 loansFY20FY21: 6 loansFY21FY22: 12 loansFY22FY23: 18 loansFY23FY24: 24 loansFY2424FY25: 24 loansFY25FY26 (Oct to Jun): 12 loansFY2612
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where 1st Financial Bank USA lends

StateLoansApprovedMedian loanRank in state
Florida20$36.7M$1,550,000#114
North Carolina12$17.8M$1,000,000#71
Texas9$15.2M$1,000,000#216
Colorado6$12.8M$1,975,000#120
Michigan5$11.7M$1,000,000#119
Ohio4$10.0M$2,000,000#136
Indiana4$9.5M$1,750,000#117
Arizona3$2.5M$1,000,000#127
Minnesota3$5.5M$1,500,000#171
South Carolina3$10.0M$3,000,000#113
Georgia3$3.5M$1,000,000#182
Utah3$3.0M$1,000,000#84
Maine2$1.3M$662,500#48
Idaho2$6.3M$3,175,000#84
Missouri2$3.2M$1,582,500#201

Industries 1st Financial Bank USA finances

IndustryLoansShareMedian loan
Construction88
98%
$1,257,500
Real estate and rental2
2%
$1,875,000
Loan size mix
  • Under $150,0000%
  • $150,000 to $500,0007%
  • $500,000 to $2 million54%
  • $2 million and up39%
Loan programs used
  • Builders CAPLine99%
  • SBA Express1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.